CONVENTIONAL

• Purchase up to 97% LTV

• Maximum financing on Condos

• Lender paid mortgage insurance option

• Refinance up to 80%

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REVERSE

• Purchase and Refinancing for seniors 62 years or older who own their home

• Jumbo available

USDA

• Purchase and Refinances

• Up to 100% LTV

• Up to 6% Seller Concessions

• Minimum FICO of 581

FHA

• We are FHA experts

• W-2 only for salaried borrowers

• 203K Loans

• Down payment as low as 3.5%

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Down Payment Assistance Program

• Up to 4% down payment assistance contributed

• -NO MORTGAGE INSURANCE

NON QM

• Foreign Nationals

• Non-warrantable condos

• Asset Only Qualifier Program

• Investor qualify on cash flow only

• Personal & Business

• Bank statement program

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JUMBO

• Loans up to $4MM for purchase loans

• Single family, 2 to 4 units and condos

• Up to 80% CLTV, with a maximum loan amount of $2,000,000 HELOC

• Up to 89.99% CLTV, with a maximum loan amount of $500,000 HELOC

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VA

• Purchase and Refinances up to 100% LTV

• Loan amounts up to $650,000

• Streamline IRRRL’s (no appraisal needed)

• High Balance Loans

• ARM products available

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ABOUT

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

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Mortgage Application

Interested to see how much you qualify for? 

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Click here for a full list of necessary documents to complete your loan application.

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